Asked By: Horace Harris Date: created: Apr 01 2022

What if someone sues you and you have no money

Answered By: Howard Flores Date: created: Apr 01 2022

Even if you do not have the money to pay the debt, always go to court when you are told to go.

A creditor or debt collector can win a lawsuit against you even if you are penniless.

The lawsuit is not based on whether you can pay—it is based on whether you owe the specific debt amount to that particular plaintiff..

Asked By: Jordan Reed Date: created: Aug 16 2022

Do judgments have a statute of limitations

Answered By: Aidan Kelly Date: created: Aug 19 2022

is there a statute of limitations on my judgment? While there are time limits for collecting debts, once a court judgment is obtained, that limit does not apply. In California a judgment is valid for 10 years; however, if renewed prior to 10 years, it is extended for another decade.

Asked By: Elijah Brooks Date: created: Sep 29 2022

How long can a Judgement be held against you

Answered By: Caleb Cook Date: created: Oct 01 2022

California allows the judgment to last ten years and it can be renewed for an additional ten years if the creditor files the required forms in a timely fashion. Failure to renew the judgment prior to the ten-year time limit voids the judgment forever.

Asked By: Bruce Cooper Date: created: Dec 02 2021

What type of bank account Cannot be garnished

Answered By: Carlos Cooper Date: created: Dec 02 2021

Some types of money are automatically exempt (protected) from your creditors, regardless of where you live, including: Social Security and Supplement Security Income (SSI) federal, civil service, and railroad retirement benefits. veterans’ benefits.

Asked By: Aaron Alexander Date: created: Feb 17 2022

What happens if I can’t pay a court Judgement

Answered By: Curtis Hughes Date: created: Feb 17 2022

Opposing A Levy (Seizure) Of Personal Property If you do not pay the judgment, the judgment creditor can garnish or “seize” your property. The judgment creditor can get an order that tells the Sheriff to take your personal property, like the money in your bank account or your car, to pay the judgment.

Asked By: Harold Flores Date: created: Aug 18 2022

What happens after a Judgement is entered against you

Answered By: Howard Lopez Date: created: Aug 19 2022

What Happens After a Judgment Is Entered Against You? The court enters a judgment against you if your creditor wins their claim or you fail to show up to court. You should receive a notice of the judgment entry in the mail. The judgment creditor can then use that court judgment to try to collect money from you.

Asked By: Alan Moore Date: created: Sep 21 2022

What happens to a judgment after 10 years

Answered By: Carter Mitchell Date: created: Sep 22 2022

Money judgments automatically expire (run out) after 10 years. To prevent this from happening, you as the judgment creditor must file a request for renewal of the judgment with the court BEFORE the 10 years run out.

Asked By: Justin Morris Date: created: Mar 05 2022

Do judgments ever go away

Answered By: Jack Ramirez Date: created: Mar 06 2022

Renew the judgment Money judgments automatically expire (run out) after 10 years. To prevent this from happening, the creditor must file a request for renewal of the judgment with the court BEFORE the 10 years run out.

Asked By: Brian Scott Date: created: May 22 2022

Can you enforce a judgment after 6 years

Answered By: Howard Lopez Date: created: May 23 2022

The Limitation Act 1980 states that enforcement action cannot be commenced in respect of a Judgment Order after 6 years from the date upon which the Judgment became enforceable. … Permission of the Court is required if a party wishes to enforce a Judgment debt which is more than 6 years old.

Asked By: Sebastian Butler Date: created: Feb 06 2022

Can I be chased for debt after 10 years

Answered By: Andrew Miller Date: created: Feb 06 2022

For most debts, the time limit is 6 years since you last wrote to them or made a payment. The time limit is longer for mortgage debts. … Your debt could be statute barred if, during the time limit: you (or if it’s a joint debt, anyone you owe the money with), haven’t made any payments towards the debt.

Asked By: Jackson Cooper Date: created: Aug 10 2021

How long is a county court Judgement enforceable

Answered By: Cody Torres Date: created: Aug 12 2021

six yearsHow long does a CCJ last? A CCJ remains on record for six years from the date of the judgement – if it is paid within one month, it is removed. However, if payment is not received within that first month, the CCJ remains on a debtor’s credit record for the full six years, even if it is paid off during that time.

Asked By: Raymond Ross Date: created: Jul 29 2022

Will I be notified if a Judgement is renewed

Answered By: Norman Evans Date: created: Aug 01 2022

Check the court records to find out if a judgment has been renewed. If your creditor has renewed the judgment he will do so at the court where the judgment was first issued. … Creditors are required to personally serve you with information about a renewed judgment. You can also receive this by first-class mail.

Asked By: Alfred Carter Date: created: Apr 07 2022

What happens if a CCJ is not paid after 6 years

Answered By: Bernard Price Date: created: Apr 07 2022

After 6 years, the CCJ will be removed from the Register and your credit file even if it’s not yet been fully satisfied. … If a CCJ goes unpaid, it will remain on your credit file for 6 years, and if it does get paid but after the one-month deadline, it will still appear on your file but will appear as ‘satisfied’.

Asked By: Timothy Watson Date: created: Jun 14 2022

How do you pay off a judgment

Answered By: Cole Jenkins Date: created: Jun 15 2022

Pay the judgment voluntarily; Ask the creditor or the court to set up an installment payment plan; File an appeal; or. Fill out and send the creditor a Judgment Debtor’s Statement of Assets (Form SC-133).

Asked By: Colin Peterson Date: created: Jun 28 2022

Can a creditor garnish my wages after 7 years

Answered By: Kevin Kelly Date: created: Jun 29 2022

If a debt collector has gone to court and obtained a legal judgment against you, your wages can be garnished until the debt has been repaid. That might be seven months, seven years, or even longer.

Asked By: Dominic Reed Date: created: Aug 01 2021

Will a Judgement be removed once paid

Answered By: Isaiah Mitchell Date: created: Aug 03 2021

A judgment is sometimes removed if you pay it. Some state laws require judgments to be removed from your credit report when they are paid. Some states also allow debt collectors and creditors to re-file the judgment if it is unpaid, also known as an unsatisfied judgment.

Asked By: Wallace Scott Date: created: Apr 01 2022

How can I avoid paying a Judgement

Answered By: Roger Gray Date: created: Apr 01 2022

In order to vacate a judgment in California, You must file a motion with the court asking the judge to vacate or “set aside” the judgment. Among other things, you must tell the judge why you did not respond to the lawsuit (this can be done by written declaration).

Asked By: Miles Turner Date: created: Feb 09 2022

How can I protect my bank account from creditors

Answered By: Angel Stewart Date: created: Feb 12 2022

Avoiding Frozen Bank AccountsDon’t Ignore Debt Collectors. … Have Government Assistance Funds Direct Deposited. … Don’t Transfer Your Social Security Funds to Different Accounts. … Know Your State’s Exemptions and Use Non-Exempt Funds First. … Keep Separate Accounts for Exempt Funds, Don’t Commingle Them with Non-Exempt Funds.More items…

Asked By: James Lewis Date: created: Jun 26 2022

How much should I offer to settle a Judgement

Answered By: Bruce Johnson Date: created: Jun 29 2022

Aim to Pay 50% or Less of Your Unsecured Debt If you decide to try to settle your unsecured debts, aim to pay 50% or less. It might take some time to get to this point, but most unsecured creditors will agree to take around 30% to 50% of the debt. So, start with a lower offer—about 15%—and negotiate from there.

Asked By: Christopher Patterson Date: created: Aug 27 2022

What happens after 7 years of not paying debt

Answered By: Ethan Phillips Date: created: Aug 29 2022

Unpaid credit card debt will drop off an individual’s credit report after 7 years, meaning late payments associated with the unpaid debt will no longer affect the person’s credit score. … After that, a creditor can still sue, but the case will be thrown out if you indicate that the debt is time-barred.

Asked By: Gavin Cox Date: created: Jan 26 2022

How can I stop a Judgement from being renewed

Answered By: Justin Anderson Date: created: Jan 28 2022

Just as there are two ways for a creditor to get a judgment against you, there are two ways to have the judgment vacated. They are: Appeal the judgment and have the appeals court render the original judgment void; or. Ask the original court to vacate a default judgment so that you can fight the lawsuit.

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